Credit Card and Loans

About Pre-Paid Credit Cards

By Hannah Rice Myers

With many companies pushing to go paperless, urging customers to manage their accounts on line, one almost has to have a credit card to survive. But for the many Americans who do not have the credit required to obtain a credit card, the answer lies in what has become a very popular trend: pre-paid credit cards. Pre-paid credit cards are a convenience and a "must have" in certain...

How Can I Apply for a PayPal Credit Card?

By Jessica Saras

If you regularly shop online, then you've probably heard of PayPal. Accepted by thousands of online retailers, PayPal allows its account holders to make secure payments to individuals and companies without exposing their financial information. In addition, the company also offers its members the opportunity to apply for a PayPal Credit Card. Visit PayPal's website to open up or log in to ...

How to Apply for a Apple Credit Card

By Randall Shatto

The Apple Juniper Visa credit card has a low interest rate. It also has no annual fee. It is usable at any Apple online or local retail store. In addition, the Apple credit card is usable anywhere Visa is accepted. When you purchase items from an Apple dealer, you receive iTunes reward points. Anywhere else, you will gain a point per dollar that is spent. Then you can obtain $25 in ITunes...

How to Negotiate With Creditors

By Nicole Harms

Whether it is due to a family emergency, loss of a job or simply a mismanagement of your finances, you may someday have a debt that you simply cannot repay. If that happens, you have options besides declaring bankruptcy. You can negotiate with your creditors. Put a smile on your face, grab a pen and paper and pick up the phone. A simple phone call could be all it takes to lower your interest...

Types of Credit Scores

By Melissa Voelker

Your credit score is one of the most important factors when you apply for a loan or a credit card. Based on several factors, including your previous credit payment history, the length of your credit history and the types of credit you have experience with, a credit score can determine whether or not you will be able to work with banks and credit agencies. Credit scores are used by most lending...

Comparison of Cash Back Credit Cards

By Pauline Gill

Cash back credit cards offer a percentage back for every purchase you make. Most offer one percent, but some cards offer as much as five to 20 percent for specific items. When comparing cash back credit cards, look for the one which offers you the best percentage for your spending habits. The Chase Freedom card offers one point for each dollar you spend on all purchases. You may redeem the...